Exclusive Community Resource
Health Insurance for Indie Hackers
Built by builders, for builders. No corporate BS.
We Get It. Here's What You're Facing:
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Variable income makes traditional plans risky
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You need coverage that scales with your revenue
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HSA optimization is critical for tax efficiency
Your Texas Indie Hackers Toolkit
Exclusive tools built specifically for your situation. No generic advice.
Premium Arbitrage Calculator
Discover the "Hybrid Hack" that could save your family thousands in 2026
📈 2026 Premium Crisis
Marketplace premiums rose 18-21.7% this year. Traditional Gold plans are becoming unaffordable. There's a better way.
Texas 1099 Tax Shield
Avoid the 2026 Subsidy Cliff and save thousands on your health insurance
2026 Texas Subsidy Cliff Alert
If your 1099 income exceeds $62,600, you lose ALL federal tax credits. The IRS will claw back an average of $8,756 with NO repayment caps.
This is your gross income minus business expenses (Form 1040 Schedule C)
How the Tax Shield Works
- Max HSA contribution: $4,300/year (lowers your MAGI)
- DPC membership: $1,800/year (HSA-eligible, further lowers MAGI)
- If this drops you below $62,600, you reclaim $8,756 in subsidies
Licensed in Texas. Built for You.
We're not a faceless corporation. We're a small team of licensed agents who understand the indie hackers community.
Or call us directly: +1 (866) 254-9385